New Membership
Eligibility
Please Note:
Federal law requires all financial institutions to obtain, verify, and record information that identifies each person who opens an account. What this means for you: When you open a new account, we will ask for your name, address, date of birth, and other information that will allow us to identify you and any joint applicants.
Select your eligibility
I live/work/worship or attend school in an eligible county.
Select your county here:If applicable, select your employer that offers CME FCU membership as a benefit.
I am a relative of an existing member.
Enter name here:
Required Products
Select at least one of the following products required for membership
Advantage Share
Member ownership that has your back!
- This share establishes your member ownership in the credit union.
- Earn dividends when your balance is over $100
Min Deposit: $5.00
You may select one of the following products
Available Products
Health Savings Account
Min Deposit: $0.00
uChoose Checking
Min Deposit: $0.00
11 Month Certificate Special
Super-Hot Limited Time Rate Offer! Act Fast!
- A short term option with high returns!
- Promotional APY at 5.11%! $500 New Money Required!
- Insured up to $500k!
- See an Associate for details!
APY: 5.11% Min Deposit: $500.00
15 Month Certificate Special
Earn up to 5.35% APY* Limited Time CD Offer! Act Fast!
- A short term option with high returns!
- Promotional APY at 5.35%!
- Only $500 New Money Required!
- Insured up to $500k!
APY: 5.35% Min Deposit: $500.00
Holiday Club
Save up for the holidays!
- Set up automatic deposits to put away a little each month
- Earn dividends on balances over $50
- Automatic payouts on the first business day of November.
APY: 0.10% Min Deposit: $0.00
Money Market
Earn dividends while still keeping your insured savings fully liquid!
- Rates are tiered, so the more you save, the more you earn!
- APY as high as 2.32%
- Make up to six withdrawals per month!
Min Deposit: $1,000.00
Supplemental Savings
- Earn dividends when balance is over $100
- Rates are tiered, so the more you save, the higher your rate
Min Deposit: $0.00
Certificate - Tier 1
Max APY: 4.15% Min Deposit: $250.00
Certificate - Tier 2
Max APY: 4.20% Min Deposit: $15,000.00
Certificate - Tier 3
Max APY: 4.25% Min Deposit: $50,000.00
18-Month Bump Certificate
Get the ability to lock in a higher rate with a bump certificate!
- Flexible savings options with higher rates the more you deposit.
- Lock into a higher return if rates increase once per 18-month term.
Max APY: 3.80% Min Deposit: $500.00
30-Month Bump Certificate
- Flexible savings options with higher rates the more you deposit.
- Lock into a higher return if rates increase once per 30-month term.
Max APY: 3.90% Min Deposit: $500.00
CME Platinum Checking
Min Deposit: $0.00
CME Premium Checking
CME Basic Checking
APY (Annual Percentage Yield)
Your Selected Products
| Dividend Rate | APY | Minimum Deposit | Term (months) | |
|---|---|---|---|---|
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2.35% | 2.35% | $500.00 | 3 - 5 |
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3.65% | 3.65% | $500.00 | 36 - 47 |
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3.70% | 3.70% | $500.00 | 48 - 59 |
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3.75% | 3.75% | $500.00 | 60 (min) |
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3.80% | 3.80% | $500.00 | 72 (min) |
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3.85% | 3.85% | $500.00 | 84 (min) |
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3.90% | 3.90% | $500.00 | 12 - 23 |
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3.90% | 3.90% | $500.00 | 24 - 35 |
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4.15% | 4.15% | $500.00 | 6 - 11 |
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| Dividend Rate | APY | Minimum Deposit | Term (months) | |
|---|---|---|---|---|
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2.45% | 2.45% | $50,000.00 | 3 - 5 |
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3.75% | 3.75% | $50,000.00 | 36 - 47 |
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3.80% | 3.80% | $50,000.00 | 48 - 59 |
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3.85% | 3.85% | $50,000.00 | 60 (min) |
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3.90% | 3.90% | $50,000.00 | 72 (min) |
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3.95% | 3.95% | $50,000.00 | 84 (min) |
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4.00% | 4.00% | $50,000.00 | 12 - 23 |
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4.00% | 4.00% | $50,000.00 | 24 - 35 |
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4.25% | 4.25% | $50,000.00 | 6 - 11 |
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| Dividend Rate | APY | Minimum Balance | Minimum Deposit | Term (months) | |
|---|---|---|---|---|---|
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3.80% | 3.80% | $0.00 | $500.00 | 30 (min) |
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3.85% | 3.85% | $0.00 | $15,000.00 | 30 (min) |
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3.90% | 3.90% | $0.00 | $50,000.00 | 30 (min) |
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| Dividend Rate | APY | Minimum Deposit | Term (months) | |
|---|---|---|---|---|
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2.40% | 2.40% | $15,000.00 | 3 - 5 |
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3.70% | 3.70% | $15,000.00 | 36 - 47 |
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3.75% | 3.75% | $15,000.00 | 48 - 59 |
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3.80% | 3.80% | $15,000.00 | 60 (min) |
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3.85% | 3.85% | $15,000.00 | 72 (min) |
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3.90% | 3.90% | $15,000.00 | 84 (min) |
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3.95% | 3.95% | $15,000.00 | 12 - 23 |
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3.95% | 3.95% | $15,000.00 | 24 - 35 |
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4.20% | 4.20% | $15,000.00 | 6 - 11 |
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| Dividend Rate | APY | Minimum Deposit | Term (months) | |
|---|---|---|---|---|
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2.45% | 2.45% | $50,000.00 | 3 - 5 |
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3.75% | 3.75% | $50,000.00 | 36 - 47 |
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3.80% | 3.80% | $50,000.00 | 48 - 59 |
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3.85% | 3.85% | $50,000.00 | 60 (min) |
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3.90% | 3.90% | $50,000.00 | 72 (min) |
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3.95% | 3.95% | $50,000.00 | 84 (min) |
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4.00% | 4.00% | $50,000.00 | 12 - 23 |
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4.00% | 4.00% | $50,000.00 | 24 - 35 |
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4.25% | 4.25% | $50,000.00 | 6 - 11 |
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| Dividend Rate | APY | Minimum Balance | Minimum Deposit | Term (months) | |
|---|---|---|---|---|---|
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3.80% | 3.80% | $0.00 | $500.00 | 30 (min) |
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3.85% | 3.85% | $0.00 | $15,000.00 | 30 (min) |
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3.90% | 3.90% | $0.00 | $50,000.00 | 30 (min) |
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| Dividend Rate | APY | Minimum Deposit | Term (months) | |
|---|---|---|---|---|
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2.35% | 2.35% | $500.00 | 3 - 5 |
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3.65% | 3.65% | $500.00 | 36 - 47 |
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3.70% | 3.70% | $500.00 | 48 - 59 |
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3.75% | 3.75% | $500.00 | 60 (min) |
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3.80% | 3.80% | $500.00 | 72 (min) |
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3.85% | 3.85% | $500.00 | 84 (min) |
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3.90% | 3.90% | $500.00 | 12 - 23 |
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3.90% | 3.90% | $500.00 | 24 - 35 |
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4.15% | 4.15% | $500.00 | 6 - 11 |
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| Dividend Rate | APY | Minimum Deposit | Term (months) | |
|---|---|---|---|---|
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2.45% | 2.45% | $50,000.00 | 3 - 5 |
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3.75% | 3.75% | $50,000.00 | 36 - 47 |
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3.80% | 3.80% | $50,000.00 | 48 - 59 |
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3.85% | 3.85% | $50,000.00 | 60 (min) |
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3.90% | 3.90% | $50,000.00 | 72 (min) |
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3.95% | 3.95% | $50,000.00 | 84 (min) |
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4.00% | 4.00% | $50,000.00 | 12 - 23 |
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4.00% | 4.00% | $50,000.00 | 24 - 35 |
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4.25% | 4.25% | $50,000.00 | 6 - 11 |
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| Dividend Rate | APY | Minimum Balance | Minimum Deposit | Term (months) | |
|---|---|---|---|---|---|
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3.70% | 3.70% | $0.00 | $5,000.00 | 18 (min) |
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3.75% | 3.75% | $0.00 | $15,000.00 | 18 (min) |
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3.80% | 3.80% | $0.00 | $50,000.00 | 18 (min) |
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| Dividend Rate | APY | Minimum Balance | Minimum Deposit | Term (months) | |
|---|---|---|---|---|---|
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3.70% | 3.70% | $0.00 | $500.00 | 18 (min) |
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3.75% | 3.75% | $0.00 | $15,000.00 | 18 (min) |
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3.80% | 3.80% | $0.00 | $50,000.00 | 18 (min) |
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| Dividend Rate | APY | Minimum Balance | Minimum Deposit | Term (months) | |
|---|---|---|---|---|---|
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3.80% | 3.80% | N/A | $500.00 | 30 (min) |
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3.85% | 3.85% | N/A | $15,000.00 | 30 (min) |
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3.90% | 3.90% | N/A | $50,000.00 | 30 (min) |
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| Dividend Rate | APY | Minimum Deposit | Term (months) | |
|---|---|---|---|---|
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2.35% | 2.35% | $500.00 | 3 - 5 |
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3.65% | 3.65% | $500.00 | 36 - 47 |
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3.70% | 3.70% | $500.00 | 48 - 59 |
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3.75% | 3.75% | $500.00 | 60 (min) |
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3.80% | 3.80% | $500.00 | 72 (min) |
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3.85% | 3.85% | $500.00 | 84 (min) |
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3.90% | 3.90% | $500.00 | 12 - 23 |
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3.90% | 3.90% | $500.00 | 24 - 35 |
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4.15% | 4.15% | $500.00 | 6 - 11 |
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| Dividend Rate | APY | Minimum Balance | Minimum Deposit | Term (months) | |
|---|---|---|---|---|---|
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3.70% | 3.70% | $0.00 | $500.00 | 18 (min) |
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3.75% | 3.75% | $0.00 | $15,000.00 | 18 (min) |
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3.80% | 3.80% | $0.00 | $50,000.00 | 18 (min) |
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| Dividend Rate | APY | Minimum Deposit | Term (months) | |
|---|---|---|---|---|
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2.40% | 2.40% | $15,000.00 | 3 - 5 |
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3.70% | 3.70% | $15,000.00 | 36 - 47 |
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3.75% | 3.75% | $15,000.00 | 48 - 59 |
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3.80% | 3.80% | $15,000.00 | 60 (min) |
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3.85% | 3.85% | $15,000.00 | 72 (min) |
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3.90% | 3.90% | $15,000.00 | 84 (min) |
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3.95% | 3.95% | $15,000.00 | 12 - 23 |
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3.95% | 3.95% | $15,000.00 | 24 - 35 |
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4.20% | 4.20% | $15,000.00 | 6 - 11 |
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| Dividend Rate | APY | Minimum Balance | Minimum Deposit | Term (months) | |
|---|---|---|---|---|---|
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3.70% | 3.70% | N/A | $500.00 | 18 (min) |
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3.75% | 3.75% | N/A | $15,000.00 | 18 (min) |
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3.80% | 3.80% | N/A | $50,000.00 | 18 (min) |
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| Dividend Rate | APY | Minimum Balance | Minimum Deposit | Term (months) | |
|---|---|---|---|---|---|
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3.80% | 3.80% | $0.00 | $500.00 | 30 (min) |
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3.85% | 3.85% | $0.00 | $15,000.00 | 30 (min) |
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3.90% | 3.90% | $0.00 | $50,000.00 | 30 (min) |
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| Dividend Rate | APY | Minimum Deposit | Term (months) | |
|---|---|---|---|---|
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2.40% | 2.40% | $15,000.00 | 3 - 5 |
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3.70% | 3.70% | $15,000.00 | 36 - 47 |
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3.75% | 3.75% | $15,000.00 | 48 - 59 |
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3.80% | 3.80% | $15,000.00 | 60 (min) |
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3.85% | 3.85% | $15,000.00 | 72 (min) |
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3.90% | 3.90% | $15,000.00 | 84 (min) |
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3.95% | 3.95% | $15,000.00 | 12 - 23 |
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3.95% | 3.95% | $15,000.00 | 24 - 35 |
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4.20% | 4.20% | $15,000.00 | 6 - 11 |
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| Dividend Rate | APY | Minimum Deposit | Term (months) | |
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2.40% | 2.40% | $15,000.00 | 3 - 5 |
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3.70% | 3.70% | $15,000.00 | 36 - 47 |
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3.75% | 3.75% | $15,000.00 | 48 - 59 |
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3.80% | 3.80% | $15,000.00 | 60 (min) |
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3.85% | 3.85% | $15,000.00 | 72 (min) |
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3.90% | 3.90% | $15,000.00 | 84 (min) |
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3.95% | 3.95% | $15,000.00 | 12 - 23 |
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3.95% | 3.95% | $15,000.00 | 24 - 35 |
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4.20% | 4.20% | $15,000.00 | 6 - 11 |
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| Dividend Rate | APY | Minimum Deposit | Term (months) | |
|---|---|---|---|---|
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2.35% | 2.35% | $500.00 | 3 - 5 |
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3.65% | 3.65% | $500.00 | 36 - 47 |
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3.70% | 3.70% | $500.00 | 48 - 59 |
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3.75% | 3.75% | $500.00 | 60 (min) |
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3.80% | 3.80% | $500.00 | 72 (min) |
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3.85% | 3.85% | $500.00 | 84 (min) |
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3.90% | 3.90% | $500.00 | 12 - 23 |
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3.90% | 3.90% | $500.00 | 24 - 35 |
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4.15% | 4.15% | $500.00 | 6 - 11 |
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| Dividend Rate | APY | Minimum Deposit | Term (months) | |
|---|---|---|---|---|
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2.45% | 2.45% | $50,000.00 | 3 - 5 |
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3.75% | 3.75% | $50,000.00 | 36 - 47 |
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3.80% | 3.80% | $50,000.00 | 48 - 59 |
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3.85% | 3.85% | $50,000.00 | 60 (min) |
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3.90% | 3.90% | $50,000.00 | 72 (min) |
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3.95% | 3.95% | $50,000.00 | 84 (min) |
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4.00% | 4.00% | $50,000.00 | 12 - 23 |
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4.00% | 4.00% | $50,000.00 | 24 - 35 |
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4.25% | 4.25% | $50,000.00 | 6 - 11 |
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| Dividend Rate | APY | Minimum Deposit | Term (months) | |
|---|---|---|---|---|
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2.35% | 2.35% | $250.00 | 3 - 5 |
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3.65% | 3.65% | $500.00 | 36 - 47 |
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3.70% | 3.70% | $500.00 | 48 - 59 |
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3.75% | 3.75% | $250.00 | 60 (min) |
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3.80% | 3.80% | $500.00 | 72 (min) |
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3.85% | 3.85% | $500.00 | 84 (min) |
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3.90% | 3.90% | $500.00 | 12 - 23 |
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3.90% | 3.90% | $500.00 | 24 - 35 |
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4.15% | 4.15% | $500.00 | 6 - 11 |
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| Dividend Rate | APY | Minimum Deposit | Term (months) | |
|---|---|---|---|---|
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2.40% | 2.40% | $15,000.00 | 3 - 5 |
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3.70% | 3.70% | $15,000.00 | 36 - 47 |
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3.75% | 3.75% | $15,000.00 | 48 - 59 |
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3.80% | 3.80% | $15,000.00 | 60 (min) |
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3.85% | 3.85% | $15,000.00 | 72 (min) |
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3.90% | 3.90% | $15,000.00 | 84 (min) |
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3.95% | 3.95% | $15,000.00 | 12 - 23 |
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3.95% | 3.95% | $15,000.00 | 24 - 35 |
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4.20% | 4.20% | $15,000.00 | 6 - 11 |
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| Dividend Rate | APY | Minimum Deposit | Term (months) | |
|---|---|---|---|---|
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2.45% | 2.45% | $50,000.00 | 3 - 5 |
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3.75% | 3.75% | $50,000.00 | 36 - 47 |
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3.80% | 3.80% | $50,000.00 | 48 - 59 |
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3.85% | 3.85% | $50,000.00 | 60 (min) |
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3.90% | 3.90% | $50,000.00 | 72 (min) |
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3.95% | 3.95% | $50,000.00 | 84 (min) |
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4.00% | 4.00% | $50,000.00 | 12 - 23 |
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4.00% | 4.00% | $50,000.00 | 24 - 35 |
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4.25% | 4.25% | $50,000.00 | 6 - 11 |
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| Dividend Rate | APY | Minimum Deposit | Term (months) | |
|---|---|---|---|---|
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3.70% | 3.70% | $500.00 | 18 (min) |
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3.75% | 3.75% | $15,000.00 | 18 (min) |
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3.80% | 3.80% | $50,000.00 | 18 (min) |
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| Dividend Rate | APY | Minimum Deposit | Term (months) | |
|---|---|---|---|---|
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3.80% | 3.80% | $500.00 | 30 (min) |
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3.85% | 3.85% | $15,000.00 | 30 (min) |
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3.90% | 3.90% | $50,000.00 | 30 (min) |
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Is your HSA a Family or Individual plan?*
Please select your Marital Status.*
How many additional cardholders would you like to add to your Health Savings Account?
PLEASE NOTE: Do not add the primary member as an additional cardholder, as you will receive a card for having selected the checkbox above. Additional cardholders may include spouses or children covered by your insurance who require access to your HSA.
Limit 2 per application.
*Please enter the first additional cardholder's First Name.*
Please enter the first additional cardholder's Last Name.*
Please enter the first additional cardholder's Date of Birth*
Please enter the first additional cardholder's Social Security Number*
Please enter the second additional cardholder's First Name.*
Please enter the second additional cardholder's Last Name.*
Please enter the second additional cardholder's Date of Birth*
Please enter the second additional cardholder's Social Security Number*
Activate our SafetyNet Plus overdraft service to protect all of your transactions, including ATM and debit card. There is no fee to enroll and you are only charged a minimal fee if you need to use this protection. To enroll in this coverage, choose "Yes" from the drop-down box.*
Yes
No
Activate our SafetyNet Plus overdraft service to protect all of your transactions, including ATM and debit card. There is no fee to enroll and you are only charged a minimal fee if you need to use this protection. To enroll in this coverage, choose "Yes" from the drop-down box.*
Yes
No
Activate our SafetyNet Plus overdraft service to protect all of your transactions, including ATM and debit card. There is no fee to enroll and you are only charged a minimal fee if you need to use this protection. To enroll in this coverage, choose "Yes" from the drop-down box.*
Yes
No
Activate our SafetyNet Plus overdraft service to protect all of your transactions, including ATM and debit card. There is no fee to enroll and you are only charged a minimal fee if you need to use this protection. To enroll in this coverage, choose "Yes" from the drop-down box.*
Yes
No
To verify your identity, please provide the following information:
We apologize for not being able to verify your information. Please contact your financial institution for further assistance.
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Application Cancelled
Application Cancelled
We have cancelled your application.
If this was a mistake and you would like to fix errors you can return to the application now.
Funding
Funding
How much do you want to deposit?
How do you want to fund your new account?
Funding is required to complete your account activation. If you choose to fund later, a representative will reach out to you. This may delay your account activation.
This modal is for testing the Apple Pay workflow only. It will not be displayed to the applicants. Press the Success button to simulate a successful Apple Pay transaction. Press the Fail button to simulate an unsuccessful Apple Pay transaction.
Funding is required to complete your account activation. If you choose to fund later, a representative will reach out to you. This may delay your account activation.
Transfer from another financial institution
Insufficient Balance
This account does not have sufficient balance to cover the total required deposit.
Please select another account.
Success
Your Google Pay transaction is Successful
Ok
Instant Account Verification
We offer a way to instantly verify your account information using . We only use this partner service to retrieve information required to transfer funds from your specified financial institution and to verify that your current balance is sufficient for this transaction.
By clicking the "Continue" button above, you are agreeing to the terms of our user agreement.
'Doing Business As' Information
'Doing Business As' Information
DBA Business Information
Click for more information
Your Business Tax ID is used for identification purposes.
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SSN IconQuestion
Your Social Security Number (SSN) is used for identification purposes and to determine your account opening eligibility.
Tell Us About Yourself
Tell Us About Yourself
About Your Custodian or Joint Applicant
Personal Information
Current Physical Address
Current Physical Address
Contact Information
Identification
About Your Employment
Previous Employment Information
Co-Driver's License Scan
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Speed up your application process by taking the BACK image of your US driver's license.
If you do not wish to use this feature, simply close this popup window and proceed.
Recommendation for best recognition:
* Use a dark background
* Make sure all four corners are visible
* Avoid glare
* Make sure image is in focus